Uman NUH | today: 12/22/2024
| Author(s) |
Malyovanyi M., Doctor of Ekonomikal Sciences, , Prokopchuk O.T., Candidate of Economics, , Uman National University of Horticulture, Ukraine Ulyanych Y.V., Candidate of Economics, , Uman National University of Horticulture, Ukraine |
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| Category | Economics | ||
| year | 2020 | issue | Issue number 96. Part 2 |
| pages | 103-115 | index UDK | 334.012 | DOI | 10.31395/2415-8240-2020-96-2-103-115 (Link) |
| Abstract | The article deals with the concepts and role of information technology in the innovation activity in the insurance market of Ukraine. The definition of the insurance system is given and the essence of insurance activity is revealed. The most popular software products and information technologies used in the insurance market of Ukraine are presented, namely: “Galaxy”, “Ukrainian insurance information systems”. The concept and main aspects of functioning of automated information systems of the insurance company are substantiated. The main problems of insurance companies’ automation are studied and the ways of solving this problem are offered. Currently, business activity requires a developed system of information technology risk insurance, which would be based on a set of qualitative and quantitative assessments of conditions and factors operating in the internal and external environment of the insured person. The lack of the necessary information makes it impossible to quickly identify and assess all the factors that determine the real state of the environment in which companies operate. There is an acute problem of transition to a qualitatively new level of management of all internal business processes of the insurance company, for which it is necessary to build appropriate information systems using modern methods and technologies. Information technologies and their components involve the receipt, system of movement and transformation of information, including classification lists of all data, methods of their coding, storage and transmission. The development of information technologies for innovative activities of insurance companies is aimed at using technical management tools to supply the necessary information to the relevant authorities. The main direction of improving information processing in the insurance companies today is the creation of an automated information system based on the use of economic and mathematical methods, computer technology and a developed data network. Information technologies in the innovative activity of the insurance market of Ukraine are at the stage of formation and development. The activity of domestic insurance companies is stimulated by the strong competition of foreign insurance companies. Thus, the introduction of innovations in information technology is the key to success in uncompromising competition. | ||
| Key words | insurance, automation of insurance companies, information technology, insurance market, insurance company, development. | ||