Uman National University | today: 12/28/2025
| Author(s) |
Bechko P.K., Candidate of Economics, , Uman National University of Horticulture, Ukraine Бондаренко Н. В., , , Колотуха С. М., , , Ulyanych Y.V., Candidate of Economics, , Uman National University of Horticulture, Ukraine |
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| Category | Economics | ||
| year | 2025 | issue | Issue 107 part 2 |
| pages | 387-399 | index UDK | 336.717.061:004.8 | DOI | 10.32782/2415-8240-2025-107-2-387-399 (Link) |
| Abstract | The purpose of the article is to identify modern conceptual approaches to defining financial stability, determine its sector-specific features for agribusiness, and substantiate practical tools for strengthening the financial resilience of agricultural producers in a dynamic and uncertain environment. The results of the study reveal that financial stability in agriculture is shaped by a combination of internal and external factors, among which the seasonality of production, uneven cash flows, and dependence on natural conditions are decisive. The article identifies key phases of natural-economic cycles and demonstrates their impact on liquidity, solvency, and profitability. Empirical assessment shows that while agricultural enterprises generally experience growth in profitability, this improvement is accompanied by increasing volatility, especially in segments with higher seasonal sensitivity. Strengthening financial stability requires diversification of production, optimization of cost structures, and improved management of credit resources. A separate emphasis is placed on role of digitalization as a transformative mechanism that enhances efficiency of resource use, improves production planning, reduces transaction costs, and mitigates the influence of seasonal risks. Digital technologies-such as automated monitoring systems, precision farming tools, and financial management platforms-significantly increase transparency, predictability, and productivity, thus contributing to higher financial resilience. The conclusions emphasize that financial stability should be viewed as an integrated indicator reflecting the ability of agricultural enterprises to ensure continuous operation, maintain financial equilibrium, respond to market shocks, and sustain long-term development. Strengthening financial stability requires coordinated actions aimed at improving capital structure, optimizing financial flows, managing risks, and expanding investment capacity. Digital transformation, combined with state support through subsidies and tax incentives, forms an essential foundation for enhancing the competitiveness and resilience of the agricultural sector. | ||
| Key words | financial stability; agricultural business; seasonality; economic cycles; liquidity; solvency; profitability; financial indicators; risk management; digitalization. | ||